Terms of Use for Statum Company Ltd.

Effective Date: April 6, 2025

Welcome to Statum Company Ltd. By accessing or using our website (www.statum.co.ke), you confirm that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please discontinue use of this site immediately.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and Statum Company Ltd. By using this website, you acknowledge and agree to comply with all applicable laws and these Terms of Use.

2. Definitions

“Statum Company Ltd”, “we”, “us”, or “our” refers to the legal owner and operator of this website. “User”, “you”, or “your” refers to any individual or entity accessing or using our website.

3. Use of Website

• Content is provided for general informational purposes only and may be updated without notice.
• This website uses cookies. For details on how we use cookies and manage preferences, refer to our Privacy Policy.
• You agree not to use this site for any unlawful purpose or any purpose prohibited by these Terms.
• Any attempt to tamper with or interfere with the website's functionality, code, or security features is strictly prohibited.

4. Intellectual Property Rights

All intellectual property on this site—including content, design, logos, graphics, software, and other materials— is owned by or licensed to Statum Company Ltd. Unauthorized reproduction, distribution, or modification is prohibited without prior written consent.

5. Disclaimer of Warranties

All content on this website is provided “as is” without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, reliability, or availability of any content or services on the site.

6. Limitation of Liability

To the fullest extent permitted by law, Statum Company Ltd shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

7. User Responsibilities & Conduct

• You must not misuse this website through hacking, spamming, scraping, or introducing malicious software.
• You must not post or distribute unlawful, harmful, defamatory, or offensive content.
• You agree to use this site responsibly and in compliance with applicable laws.

8. Payment Channels and Unauthorized Use

All payments for Statum Company Ltd services must be made exclusively through the official payment channels communicated directly by Statum Company Ltd. Any internal payment accounts, Paybill numbers, wallets, top-up accounts, or financial instruments that are not expressly designated for client payments are strictly prohibited from being used by clients, partners, or third parties.

Unauthorized use of any Statum Company Ltd payment channel—including but not limited to Paybill numbers, internal wallets, top-up accounts, or any other financial facility—constitutes a violation of these Terms of Use. Statum Company Ltd may, at its sole discretion, take the following actions in response to misuse:

• Immediate suspension or holding of the user’s account.
• Permanent account termination for repeated, fraudulent, or high-risk activity.
• Forfeiture of any funds deposited or transferred through unauthorized channels.
• Reporting the activity to relevant financial institutions, payment service providers, or legal authorities.

Statum Company Ltd shall not be liable for any financial loss, delays, service disruption, or disputes arising from payments made through unauthorized or unofficial channels. Clients remain fully responsible for ensuring that all transactions follow the official instructions provided by Statum Company Ltd.

9. Indemnification

You agree to indemnify and hold harmless Statum Company Ltd, its directors, employees, and affiliates from any losses, claims, damages, or expenses arising out of your use of the site or breach of these Terms.

10. External Links

Our website may contain links to external websites for informational purposes. These links do not signify endorsement, and we are not responsible for the content, accuracy, or privacy practices of such sites.

11. Modification of Terms

We reserve the right to update or change these Terms at any time without prior notice. Updates take effect upon posting. Continued use of the site signifies acceptance of any changes.

12. Termination

We may suspend or terminate access to this website at our discretion, without prior notice, if you violate these Terms or applicable laws.

13. Governing Law & Jurisdiction

These Terms of Use are governed by the laws of the Republic of Kenya. Any disputes shall be subject to the exclusive jurisdiction of Kenyan courts.

14. Contact Information

For any questions or concerns regarding these Terms of Use, please contact us at [email protected].